Lend & borrow with friends. No banks.
Every agreement is settled on the XRP Ledger in RLUSD — plus XRP, top cryptos and tokenized metals. Earn interest, yields and airdrops.
Lend to earn yield — your RLUSD earns interest every month while it's lent out.
Gold
Tokenized on XRPL
Silver
Tokenized on XRPL
Platinum
Tokenized on XRPL
Stocks
Coming soon
Lenders: find borrowers with AI
Describe what you like to fund — amounts, terms, collateral, purpose — and we'll suggest matching borrow requests.
LOAN OFFERMaya.xrp
5,000 RLUSD
6.5% APR · 12 mo · collateral XRP
≈ 431.48 RLUSD/mo
BORROW REQUESTJordan.xrp
2 ETH
8% APR · 6 mo · collateral Gold
≈ 0.34 ETH/mo
LOAN OFFERAva.xrp
10 Gold
4.2% APR · 24 mo · collateral BTC
≈ 0.44 Gold/mo
BORROW REQUESTLeo.xrp
1,200 RLUSD
9.5% APR · 3 mo · collateral SOL
≈ 406.35 RLUSD/mo